Newsletter

Spring 2019

March 26, 2019
  • If charitable giving is important to you, you may be motivated by several goals. Perhaps you’re supporting a cause you’re passionate about, giving back to a school or other organization that contributed to your success, or honoring a loved one’s memory. Typically, tax breaks for charitable donations are not, by themselves, the top motivating factor. But taxes are an important consideration,...
  • When introduced in 1975, Individual Retirement Accounts (IRAs) were the first government-sponsored, tax-advantaged tool designed to help people save for retirement. More than 40 years later, IRAs remain one of the most popular retirement savings tools in America. While many people contribute to employer-sponsored 401(k) plans, IRAs can also be beneficial — especially for those who don’t have...
  • If you’re selling a business interest, real estate or other highly appreciated property, it’s likely you’ll be hit with a substantial capital gains tax bill. One way to soften the blow — if you’re willing to tie up the funds long term — is to “roll over” the gain into a qualified opportunity fund (QOF). Under a new federal program, reinvesting in a QOF allows you to defer, and even reduce, the...
  • Your need for capital will color your financing choice You may be ready to walk into your banker’s office and apply for a loan to expand your business, buy equipment or just stay afloat. Or you may be considering an alternative to a bank loan. But exactly what type of financing should you pursue? Bank Loan Types Vary Bank loans come in a variety of shapes and sizes, but most fall into one of...